My casual commute involved a conversation with a chatty fun person, a teacher who absolutely adores her job teaching elementary school in the Tenderloin, an area of SF whose reputation is less than stellar. Yes, I said, I feel the same way about Oakland: a little jewel. Oh, really? Then she told me how folks were shot in front of her house (about a mile away) and people keep breaking into houses around the block and her house is underwater and won't emerge for at least 10 years, and she and hubby are thinking of simply walking away. To Florida? I feel sheepish.